Statistics

	Refinancing Costs	Mortgage Savings Program*
Points - Average (2)	$2000	None
Appraisal	$250	None
Credit Report	$45	None
Survey	$100	None
Underwriting Fee	$150	None
Document Preparation	$100	None
Title Insurance & Search	$600	None
Intangible Tax	$200	None
Note Tax	$150	None
Roof & Termite Inspection	$100	None
Pre-Paid Interest	$500	None
Recording Fee	$35	None
Two Years Tax Returns	Yes	No
Income Verification	Yes	No
Verificaion Of Deposit	Yes	No
TOTAL COST =	$4230 (U.S.)	$195 (U.S.)